Quaterly Letters

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2011

Winter 2011 10th Anniversary Review

In December 2001, encouraged by a few church brothers, and after prayer, I wrote my first quarterly letter. Ten years and 40 letters later, I am writing the last...at least, for now. Much changed in this time. About eighteen months ago, I wrote my first article for Technorati.com. Later, I submitted articles to EzineArticles.com. To date, my content on the first site deals with macro economic and pseudo-political matters, and on the second, personal finances. I will continue writing for these sites, until the Lord shows me otherwise. [...]

Fall 2011 - Money; Key To Happiness?

Have you noticed that happiness is in vogue? An industry has developed about happiness. People pay to join groups to laugh...yes, to laugh. Then again, many people strive to get money because they believe it is the key to happiness. They run ahead of God to borrow or gamble to try to get what they want. [...]

Summer 2011 - Beware; It's God's Money

Budgeting is a vital discipline to help handle lifestyle choices with minimum stress: needs, wants, and greed nature. Do nott spend without reference to a budget.
Expenses rise to meet current and expected income, unless Jesus is in charge of your life. Ask Him to take control.
Work is a gift from God
[...]

Spring 2011 - Gold; Speculative Investment, Primed To Fall?

Investing in gold epitomizes speculation. Gold has no intrinsic value. Essentially, its market price rises on fear--primarily anxiety over inflation and currency devaluation--and falls as the herd rushes to sell, and by greed. [...]

2010

Winter 2010 - Did The Prosperity Gospel Cause The Great Recession?

Fall 2010 - Apply The Destination Principle As You Go

Summer 2010 - Retirement isn't Biblical

Spring 2010 - Lessons From The Great Recession

2009

Winter 2009 - Ten market-Driven Money Myths

Fall 2009 - Who Needs a Spending Plan?

Summer 2009 - Are Some Businesses Too Big To Fail?

Spring 2009 - Market Uncertainty: Lessons from 2003

2008

Winter 2008 - Seven Tips to Ride Out The Recession

Fall 2008 - Get Ready; The Recession is Here!

Summer 2008 - GPS Project Analysis

Spring 2008 - Subprime Update: Lesson from Japan!

2007

Winter 2007 - Twelve "I Wills" of Christmas

Fall 2007 - Is This Your Day?

Summer 2007 - Watch out! Here Comes Another Vulture!

Spring 2007 - Do you Know your Personal Life Goal?

2006

Winter 2006 - Choosing a Financial Advisor

Fall 2006 - Psst! Do You Have A Minute?

Summer 2006 - Life After Debt: Living the Debt Free Lifestyle

Spring 2006 - Busy But Enjoying Every Moment!

2005

Winter 2005 - 52 Money Saving Ideas

Fall 2005 - Let's Write a Financial Plan!

Summer 2005 - Don't Leave Home Without A Money Map!

Spring 2005 - Borrowing Pre-empts God Wows!

2004

Christmas 2004 - Christmas Deals? Watch Out For Financing Baits!

Fall 2004 - Yearly Financial Health Checkup

Summer 2004 - The Debt Explosion ... Is There Hope?

Spring 2004 - The Family Council: Home Construction & Improvement

February 2004 - RRSP Update: Are Your Retirement Plans In Place?

2003

Christmas 2003 - Peace at Christmas

Christmas 2003 - A Pre Christmas Talk With Jesus

Fall 2003 - Become Debt Free!

Summer 2003 - The Slow Burn Principle - 7 Signs You Have Drifted Unwittingly Into Debt - Reversing the Drift

February 2003 - RRSP Special: Repaying Debt or Investing in an RRSP?

2002

Christmas 2002 - Hope Fulfilled at Christmas

Christmas 2002 - 7-Step Christmas Program, 7-Point Christmas Covenant, 7-Christmas Gift Ideas

September 2002 - Your Credit May Be Too Good?

June 2002 - The Capital Fund: Paying for Major Purchases, and Children's Education Without Going into Debt

March 2002 - The Cost of Debt: The Savings & Investing Decision

2001

Christmas 2001 - Start Planning for Christmas in January