University Leaders in North America abandoned Their Role 

Why aren’t university leaders leading? They are allowing students to push insane, bizarre, politically correct ideas on everyone in their universities (and colleges). To be sure, university leaders must be careful not to dismiss as political correctness (PC), valid responses by certain groups to subliminal, unconscious, biased behaviors. Racism and sexism are pervasive in society, and sometimes folks aren’t conscious of […]

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6 Steps to Improve Financial Savvy Before Leaving College

Students should aim to improve their financial knowledge before graduating from college. Otherwise, they will succumb to temptations and live in bondage to debt. Further, debt will prevent them from pursuing projects and activities later in life. Not only does debt create a financial burden, it generates emotional stress that can stymie an entire family. It is […]

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Are Students their Universities or Colleges’ Customers

Are university or college students customers of their institutions (subsequent references to college include university)? I am not referring to a student-as-customer’s movement that attempts to hike revenues by lowering standards and pandering students. That approach merely compromises the college’s mission, vision, and values while enabling entitlement-minded students. I disagree with it. Instead, I refer […]

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Personal Finance: Credit Scores to Debt Freedom

Popular teaching about personal finance encourages people to concentrate on credit scores, cheap credit, and credit cards. Essentially, it assumes you will live in debt forever. It does not mention the single, key, controllable element in personal finance—individual choices that decide spending, and lead to financial results. Two Approaches to Personal Finance We can view personal […]

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