Stock Market Swings Getting Steeper, Beware

What is happening on global Stock Markets? Large fluctuations in the Dow and other stock exchanges over the past months are causing great anxiety. It’s been a bumpy and costly ride for many. If you plan to invest, don’t gamble or speculate; develop clear goals and plans and be prepared to focus on the long term. Though the market has wild swings, it rises over time; be patient, apply good stewardship to handle God’s money for His glory.

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ABCs and 123s of Getting Out Of Debt and Staying debt free

If folks focussed on the ABCs of getting out of debt: attitudes, behaviors, and choices, instead of credit scores, refinancing, and other money related activities, they would find the getting out of debt procedure highly targeted, and less frustrating. Without attitude changes while in debt, you will meander as you try to fix your credit score and debt payments; merely reinforcing Einstein’s comments: Insanity is doing the same thing over and over again and expecting different results.

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Quick Personal Financial Self Assessment Checklist

Sometimes folks come to my office and ask if there is a quick way to examine their fundamentals to deal with their finances? They continue: “We just don’t seem to be at peace with our finances, especially when we have no debt.” Puzzled, usually, I ask, “Do you mean that you follow a cycle of acquiring, repaying, re-acquiring debt?” Instantly, they reply, “That’s it!” Use this 10 question self assessment checklist to benchmark where they are with your views on handling finances..

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Three Investing Myths To Unlearn Before Investing

Among other things, the Federal Reserve’s Quantitative Easing program, a euphemism for pumping money into the economy, is fueling rising stock markets. This could entice even more folks to invest in stocks because they might see opportunities to ‘make money.’ Beware; before investing, at least, ensure you dispel three popular investment myths, and understand the potential investment’s opportunity cost.

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3-Tips To Speed Up Mortgage Repayment

Several firms will say they have the silver bullet for early mortgage repayment. This will excite many folks who will discover later that the only way to accelerated mortgage extinction is sacrifice: folks will have to choose between today’s consumption and early debt freedom; there is no magic wand. People must develop strategies and plans to implement consistently. Here are three obvious, but often overlooked, means to speed up mortgage elimination:

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