O ver the past few years, several parents complained to me about their children drifting from values and principles they taught them. Statements like: How can my child stop going to church and Bible study? Why are they drinking alcohol? How have they become so liberal? Where did I go wrong? As a grandfather, father […]
Tag: budget
Effective Decision Making Needs A Reliable Process
Decision making is both an art and a science. The science tries to analyze all information, while the art attempts to produce divergent, innovative solutions. Making a good decision based on logic alone can be comforting. However, we can’t rely on logic only, as using some creativity in the decision making process often produces good, non-obvious outcomes. Still, whichever approach […]
10 Reasons People Spend More Than They Earn Consistently
Why people spend more than they earn consistently? Seductive lies merchants set forth while peddling goods seep into their subconscious. They sink deep in debt as their quality of life plummets; they keep their cherished buys, but do not savor them. For over twenty years, I worked with churched people, couples, and families on personal financial […]